* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: #1f2933;
  background: #ffffff;
  line-height: 1.6;
}

.container {
  width: min(1120px, 92%);
  margin: 0 auto;
}

.site-header {
  background: #ffffff;
  border-bottom: 1px solid #e5e7eb;
  position: sticky;
  top: 0;
  z-index: 10;
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
}

.logo {
  width: 165px;
  height: auto;
}

nav a {
  margin-left: 20px;
  color: #0b2f63;
  text-decoration: none;
  font-weight: 600;
  font-size: 15px;
}

.hero {
  background: linear-gradient(135deg, #f8fafc, #eef4fb);
  padding: 90px 0;
}

.hero-inner {
  max-width: 850px;
}

.eyebrow {
  color: #0b2f63;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  font-size: 14px;
}

h1 {
  font-size: clamp(36px, 6vw, 64px);
  line-height: 1.05;
  margin: 12px 0 20px;
  color: #0b2f63;
}

.hero-text {
  font-size: 20px;
  max-width: 780px;
  margin-bottom: 30px;
}

.hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.button {
  display: inline-block;
  background: #0b2f63;
  color: #ffffff;
  padding: 13px 22px;
  border-radius: 6px;
  text-decoration: none;
  font-weight: 700;
}

.button.secondary {
  background: #ffffff;
  color: #0b2f63;
  border: 1px solid #0b2f63;
}

.light-button {
  background: #ffffff;
  color: #0b2f63;
  margin-top: 12px;
}

.stats {
  background: #0b2f63;
  color: #ffffff;
  padding: 26px 0;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 25px;
  text-align: center;
}

.stats strong {
  display: block;
  font-size: 20px;
}

.stats span {
  font-size: 14px;
  opacity: 0.9;
}

.section {
  padding: 72px 0;
}

.section h2 {
  color: #0b2f63;
  font-size: 34px;
  margin-top: 0;
}

.section-intro {
  max-width: 760px;
  font-size: 18px;
}

.light {
  background: #f8fafc;
}

.two-col {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 40px;
  align-items: start;
}

.panel {
  background: #ffffff;
  border: 1px solid #e5e7eb;
  padding: 30px;
  border-radius: 12px;
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.05);
}

.panel h3 {
  color: #0b2f63;
  margin-top: 0;
}

.panel.navy {
  background: #0b2f63;
  color: #ffffff;
}

.panel.navy h3 {
  color: #ffffff;
}

.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  margin-top: 28px;
}

.card {
  background: #ffffff;
  border: 1px solid #e5e7eb;
  padding: 28px;
  border-radius: 12px;
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.05);
}

.card h3 {
  color: #0b2f63;
  margin-top: 0;
}

.features {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.features h3 {
  color: #0b2f63;
  margin-bottom: 8px;
}

.faq {
  display: grid;
  gap: 12px;
}

details {
  border: 1px solid #e5e7eb;
  border-radius: 10px;
  padding: 18px 20px;
  background: #ffffff;
}

summary {
  cursor: pointer;
  font-weight: 700;
  color: #0b2f63;
}

.small-note {
  color: #4b5563;
  font-size: 15px;
}

.contact-box {
  background: #ffffff;
  border: 1px solid #e5e7eb;
  border-radius: 12px;
  padding: 42px;
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.05);
}

.contact-details {
  margin: 24px 0;
}

a {
  color: #0b2f63;
}

footer {
  background: #0b2f63;
  color: #ffffff;
  padding: 28px 0;
}

footer a {
  color: #ffffff;
}

.footer-grid {
  display: flex;
  justify-content: space-between;
  gap: 25px;
  align-items: center;
}

footer p {
  margin: 5px 0;
}

@media (max-width: 900px) {
  .cards,
  .features,
  .stats-grid,
  .two-col {
    grid-template-columns: 1fr;
  }

  .nav {
    flex-direction: column;
    gap: 10px;
  }

  nav {
    text-align: center;
  }

  nav a {
    display: inline-block;
    margin: 6px 8px;
  }

  .hero {
    padding: 60px 0;
  }

  .footer-grid {
    flex-direction: column;
    text-align: center;
  }
}